1) Acceptance of Terms
By accessing or using the Site, products, services, programs, memberships, courses, or digital materials (collectively, the “Services”), you agree to these Terms & Conditions (“Terms”). If you do not agree, do not use the Services.

2) Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to use the Services.

3) Changes to Terms
We may update these Terms at any time by posting a revised version on the Site. The Effective Date above reflects the latest change. Continued use means you accept the changes.

4) Accounts & Security
You’re responsible for your account credentials and all activity under your account. Notify us immediately of unauthorized use. We may suspend or terminate accounts that violate these Terms.

5) Purchases, Payments & Billing
Prices and features are listed at checkout and may change without notice.
You authorize us and our payment processors to charge your selected payment method for purchases, subscriptions, and any taxes.
Subscriptions renew automatically unless canceled before renewal.
Refunds (if any) follow the refund policy shown at purchase; otherwise, all sales are final.

6) License & Access
We grant you a limited, non-exclusive, non-transferable license to access and use the Services for personal or internal business use. We may modify, suspend, or discontinue any part of the Services at any time.

7) Intellectual Property
All content—text, graphics, videos, logos, trainings, downloads, and software—is owned by us or our licensors and protected by intellectual property laws. You may not copy, distribute, modify, or create derivative works without written permission.

8) User Content
If you submit or upload content (e.g., comments, testimonials, posts), you grant us a worldwide, royalty-free, sublicensable license to use, reproduce, display, distribute, and create derivative works of that content.
You represent that you have all necessary rights and that your content does not violate any laws or rights of others.

9) Prohibited Uses
You agree not to:
• Violate any laws or infringe IP, privacy, or other rights
• Upload malicious code or disrupt the Site
• Attempt unauthorized access
• Use scraping, bots, or automated tools not allowed
• Resell, sublicense, or exploit the Services outside these Terms

10) Third-Party Services & Links
The Site may link to third-party sites or use third-party tools. We are not responsible for their content, policies, or practices. Your use of third-party services is at your own risk.

11) Educational & Informational Disclaimer
Content may include business, finance, sales, fitness, wellness, or lifestyle information for educational purposes only. It is not professional advice. Consult appropriate professionals as needed.

12) Earnings & Results Disclaimer
We do not guarantee results, revenue, or outcomes. Testimonials reflect individual experiences and are not typical.

13) Health Disclaimer (if applicable)
Any wellness, fitness, or nutrition content is for information only and not medical advice. Consult your physician before acting on any suggestions.

14) Confidentiality; Non-Disclosure (Programs/Coaching)
Paid programs, communities, and coaching may include proprietary frameworks, templates, or strategies. You may not share or publish these materials outside the program without permission.

15) Termination
We may suspend or terminate access to the Services for violations of these Terms. After termination, your license ends and you must stop using the Services. Sections relating to IP, disclaimers, and limitations will survive.

16) Disclaimer of Warranties
The Services are provided “as is” and “as available.” We disclaim all warranties—express or implied—including merchantability, fitness for a particular purpose, and non-infringement.
We do not guarantee uninterrupted or error-free service.

17) Limitation of Liability
To the fullest extent permitted by law, we are not liable for indirect, incidental, special, consequential, punitive, or exemplary damages.
Our total liability for any claim will not exceed the amount you paid in the 3 months before the claim.

18) Indemnification
You agree to indemnify and hold us harmless from any claims, damages, losses, costs, or expenses arising from your use of the Services or violation of these Terms.

19) Governing Law; Dispute Resolution
These Terms are governed by the laws of [Your State]. Any dispute must be resolved exclusively in the courts of [Your County, Your State].
You waive class actions and agree to bring claims individually.

20) Export & Compliance
You agree to comply with all export laws, sanctions, and compliance rules. You may not use the Services in restricted jurisdictions.

21) Miscellaneous
If any part of these Terms is unenforceable, the rest remains in effect.
Failure to enforce any right is not a waiver.
You may not assign these Terms without our consent.

22) Contact
Questions about these Terms: paul@thesavageprotocol.com
Mailing Address: paul@thesavageprotocol.com